FINT
The Nigerian economy is not a credit friendly one. The problem with this is that access to credit sparks entrepreneurial intentions, which gives rise to businesses, jobs and ultimately, an improved standard of living.
We launched FINT as a peer to peer lending platform in 2016 with the goal of bridging the gap between the demand and supply of credit. We designed and built a web application which assesses users’ credit-worthiness using our Inhouse risk algorithm, connects to credit bureaus for historical data and assigns a risk score to each user that joins the FINT platform. If acceptable to our algorithm, our user gains access to the plethora of credit options provided by our trusted lenders.
Simple Architecture, Just As Scalable
The platform’s backend was built entirely in Laravel with a ReactJS front end providing the link to our users. The platform is supported by a MySQL DB
FINT taught me a lot of important lessons with regards to building an engineering team from scratch and how said engineering team interacts with the rest of the company as a whole. I learned that finding a means to establish fluid communication between the departments of the company is the most important step in establishing a self sustaining entity.